Schedule of Charges

Upfront Charges (Charges Before Disbursement)

Charge Type Charge Description

Login Fee

Rs.3,500/- +GST (Non Refundable)

Processing Fee

Up to 2%+ GST (on the sanctioned amount), will be collected /deducted prior to the disbursement as per customer’s discretion, which is non-refundable.

Stamp Duty Charges

Tamil Nadu & Puducherry – Rs. 1,780/- + GST, Andhra Pradesh – Rs. 600/- + GST, Karnataka – Rs. 1,280/- + GST, Telangana, Odisha, Maharashtra – Rs. 700/- + GST

Valuation / Technical Fee

Rs. 1000/- + GST on 1st technical visit (for loan upto Rs. 10 Lacs) Rs. 2000/- + GST on 1st technical visit ( for loan more than Rs. 10 Lacs)
Rs. 500/- + GST – for each subsequent technical visit.

Legal Verification charges

Rs. 1000/- + GST(for loan upto Rs. 10 Lakhs)
Rs. 2000/- + GST( for loan more than Rs. 10 Lakhs)

CERSAI Charges:

Rs. 50/- +GST (For loan amount up to Rs 5 Lakhs)
Rs. 100/- + GST (For loan amount above Rs 5 Lakhs)

Loan Administrative Charges

Rs. 200/- +GST (For loan amount up to Rs 5 Lakhs)
Rs. 400/- + GST (For loan amount above Rs 5 Lakhs)

Customer Service Charges

Charge Type Charge Description

Part payment Charges

Housing Loan: Nil

Non Housing Loan: 4% on part payment/advance payment + GST

Pre-Closure Charges

Housing Loan:
Floating Interest Rate – Nil charges
Fixed Interest Rate –
Own Source – Nil charges
Loan Transfer – 4% of Principal outstanding + GST

Non Housing Loan:
4% of the Principal outstanding + GST

Cheque / ECS / ACH Bounce charges (Per Instrument / Transaction)

Rs. 500/- + GST per instance

Delayed Installment Payment

Delayed payment interest : Prevailing rate of interest on loan
Overdue charges : 12% per annum* + GST

*Calculated on Overdue Installment from the due date until payment is made to the company

Document Copy Charges

Rs. 500/- + GST

Cheque / ECS Swapping Charges (Per Instance)

Note:- *The Govt. Of India has implemented the Good & Service Tax (GST) effective from 1st July, 2017. Consequently, the Service Tax rate (including cess) 15%, as applicable to the products & services rendered by financial institutions, has been replaced by the GST rate of 18%.


Charge Type Charge Description


Rs. 1000/- + GST




Rs. 1000/- + GST


Rs. 1000/- + GST (on exceptional basis only)

Document Custodian Fees

Rs. 500/- + GST per Month (Chargeable after 30 days of loan tenure completion and if documents remain un-collected by the customer)