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Schedule of Charges

Processing Fee 2% of the Disbursement amount, this would be collected in two stages.
(A) On Sanction, 1% of the sanctioned amount.
(B) On Disbursement, the balance 1% of the disbursement amount.
Stamp Duty & Registration Charge Actuals
Legal Charge/ Collection expenses Actuals
CERSAI Charge For Loan amount,
up to Rs 5 Lacs - Rs 250/-
Above Rs 5 Lacs - Rs 500 /-
Cheque Bounce Charge Rs 500 /- per instance
Delayed Payment Charge 2% per month for Home Loan / 3% per month for Non Home Loan
Documentation Charges For TN – NIL
For AP, Telengana and Karnataka – Rs. 600/-
Field Visit Charges Whenever EMI is collected at the customers place Rs 250 per visit
SOA / Pre closure Statement Charge Rs. 250/- per request
MODT Cancellation Charge Rs. 1000/- per case
Document Copy Charges Rs. 500/- per case
Amortization Schedule Rs. 250/- per case
Part payment Charge
Home Loan Nil
Non Home Loan 4% of the part payment amount
Preclosure Charge
Home Loan Floating Interest Rate Nil charges
Fixed Interest Rate Own Source – Nil charge
Loan Transfer – 4% of the Principal outstanding
Non Home Loan 4% of the Principal outstanding
GST (Goods & Service Tax) on the above As applicable
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